Personal Accident Insurance

​Do not think "Nothing will happen to me", and secure yourself and the ones you love with Personal Accident Insurance against all kinds of accidents you may experience. 

In case of permanent disablement or death, we pay the coverage amount designated by you to you or to the ones you love. If you prefer so, we also cover the treatment and hospital costs and revenue loss arising due to the accident.
Who can benefit from this insurance?

​If you are between the ages of 18 and 60, you can benefit from Personal Accident Insurance. ​

How long is the period of insurance?

​Period of insurance is 1 year.​

Which coverage does it contain? How can I designate the coverage amounts?
Main coverages of Personal Accident Insurance is death and permanent disablement due to accident.

You can secure your treatment expenses and/or revenue loss arising due to accident with supplementary coverage, and you can also prefer to get daily indemnity for the period you stay in hospital.

Depending on the main coverage amount, we have created 5 different packages for you. You can choose one of these packages and you can also demand any of the supplementary coverages (3 different coverages) designated for each package.


Package
Main coverage (TRY)
Supplementary coverage (optional)
Treatment due to accident (TRY)
Daily indemnity(*) for staying in hospital due to accident  (TRY / days)
Revenue loss (**) due to accident (TRY / days) (*)
1
25.000
1.250
50
50
2
50.000
2.500
75
75
3
100.000
5.000
100
100
4
250.000
12.500
250
125
5
500.000
25.000
150
500



(*)Coverage of daily indemnity for staying in hospital due to accident and revenue loss due to accident is paid for each day (24 hours) requiring indemnity. Waiting period for indemnity payment is 24 hours and this period shall not be included in the indemnity payment. Payments shall be made up to maximum 200 days within the scope of policy. (**)Revenue loss coverage is only available for active employees and housewives.
How much payment can be made upon death due to accident?

​We pay the coverage amount designated by you at the beginning, to the ones you love. ​​

What are my advantages?

Automatic renewal:

You can automatically renew your Personal Accident Insurance until the age of 65. No increase in the coverage amount shall be applied starting from the age of 60.​​

Tax Advantage:

If you are a wage worker, you can deduct the sum of the premium payments you make for yourself/your spouse or your children under 18 years old from your income tax base. In order to be able to make the deduction, the sum of your premium payments should not exceed 5% of your gross income of the month in which you paid the premium and the total gross minimum wage of the relevant year. 

If you submit annual tax-return, you can deduct the sum of the premium payments you make for yourself/your spouse or your children under 18 years old from your annual income tax base. In order to be able to make the deduction, the sum of your premium payments should not exceed 5% of the relevant year's income or the total gross minimum wage of the relevant year.

Discounts in contracted health institutions​

If you have a health problem, you can apply to our contracted health institutions and benefit from discounted prices. 
How much do I have to pay?

​Your premium amount varies depending on your occupation, coverage amount and the supplementary coverage you will choose. ​

How can I pay my premiums?

​You can pay your premiums monthly or in advance in TRY.​