Göndereceğiniz her bir SMS, Avea ve Turkcell aboneleri için 0,50 kr.; Vodafone aboneleri için 0,40 kr. olarak ücretlendirilecektir. Ücretlendirmeye KDV ve ÖİV dahildir. Operatörün SMS ücretinde değişiklik yapma hakkı saklıdır.

Group Saving Life Insurance with Death Benefit

Providing a secure future for your employees is one of the best ways to enhance their motivation and to show that you value them.

By Group Saving Life Insurance with Death Benefit, you shall provide your employees with the opportunity to have an additional income or a lump-sum payment at the end of determined period and at the same time, you shall provide insurance coverage for their loved ones against the incidents of death, total and permanent disability that may occur during the term of insurance.


Your employees who are healthy and between the ages of 18 and 60 may benefit from the Group Saving Life Insurance with Death Benefit.

The term of insurance coverage is minimum 10 years and maximum 20 years. Sum of the age of your employee and the duration of insurance term may be maximum 70.

Saving Life Insurance with Death Benefit includes coverage for death, total and permanent disability.

You may determine the benefit amounts as an amount equal to minimum 60 times and maximum 200 times the monthly premium amount, at the commencement date of insurance.

We multiply the last monthly premium amount you paid with the benefit coefficient you determined among the multip​​les of 60, 100, 150 or 200 and we pay the amount to be so determined, together with the profit share.
They may receive their savings profit share by a lump-sum payment. If they prefer Annuty, we make income payments in every 3 months period​


Tax advantage:

For detailed information regarding tax advantage and applications thereof in life insurances, please contact us.


You may pay the premiums by annually, semi-annually, quarterly or monthly payments.

You may designate the payment amount in TRY or as indexed to US Dollars or Euro. Payments shall be collected in TRY, based on the foreign exchange purchase rate of the Central Bank of the Republic of Turkey on the payment date.

Currency determined at the beginning of insurance may not be changed subsequently.