Göndereceğiniz her bir SMS, Avea ve Turkcell aboneleri için 0,50 kr.; Vodafone aboneleri için 0,40 kr. olarak ücretlendirilecektir. Ücretlendirmeye KDV ve ÖİV dahildir. Operatörün SMS ücretinde değişiklik yapma hakkı saklıdır.

Standard Critical Illness Insurance

At the times of suffering material and emotional difficulties due to critical illnesses, you may benefit from the financial support offered by Critical Illness Insurance. By the death benefit provided by our product, you shall give your loved ones the opportunity to feel them secure at all times.

Critical Illness Insurance is not a health insurance and does not pay treatment costs when an illness occurs. Instead you may benefit from the lump-sum payment we make within the scope of this insurance coverage.
Features
If you are a healthy individual between the ages of 18 and 50, you may benefit from the Standard Critical Illness Insurance.

The term of insurance coverage is 1 year.

The product includes critical illness and death benefits.

You determine the amounts of critical illness and death benefits according to the package you prefer at the commencement date of insurance.

We have formed 3 packages for you, depending on benefit amounts.

Name of the Package
Death Benefit (TRY)
Critical Illness Benefit (TRY)
Eco Package
20.000
10.000
Classic Package
50.000
25.000
Special Package
100.000
50.000


If you suffer a crictical illness, we pay the benefit amount you determine at the beginning of the insurance.

In the event of death during the term of insurance, we pay the amount of death benefit you determine within the scope of related package, to your loved ones. If you get a critical illness during the term of insurance and you receive the critical illness benefit, then when death occurs, we pay the difference amount between the death and critical illness benefits to your loved ones.

Advantages

Automatic Renewal:

As long as you fulfil the required conditions for renewal, your policy shall be renewed automatically.

Tax Advantage:

For the payments you make for yourself, your spouse and/or little children; you shall benefit from a tax reduction at a rate varying between 15% to 35%, depending on the tax bracket you are included in the then-current month.

For detailed information regarding tax advantage and applications thereof, please contact us.

Free emergency ambulance and health consulting services:

In emergency cases, you may benefit from the free emergency land ambulance and health consulting services provided by "S.O.S. International Ambulans Servisi (Ambulance Service) A.Ş." if you pay premium in or above the amount of TRY 200 /$ 150 /€ 150. Costs of these services shall be met by our Company.

You may benefit from ambulance services with 20% discount for yourself in cases not considered within the scope of emergency and for your first degree relatives in all cases whether or not considered as an emergency case according to your package.

For the list of cases considered within the scope of emergencyplease click.

Discount at contracted healthcare institutions:

In case you face any health problem, you may apply to our contracted healthcare institutions and benefit from discounted prices. To see the list of all of our contracted healthcare institutions, please click.

Cancer, heart attack (myocardial infarction), coronary artery bypass surgery, cardiac valve surgery and stroke are within the scope of the coverage of our product.
Payments
​PaymentsAmount of your premium varies depending on your age, gender and the benefit amount you shall prefer.

You may pay your premiums in TRY​ by advance payment or in 12 instalments with your İş Bank credit card.